Tax Planning & Advisory Services
Helping Calgary business owners pay less tax and avoid year-end surprises
RMI LLP provides tax planning and business advisory services for owners and entrepreneurs in Calgary and across Canada.
Our team of designated CPAs helps you lower your tax bill, structure decisions properly, and plan ahead, so you are making moves before deadlines instead of cleaning up after them.
Most accounting is reactive: file the return, meet the deadline, move on. Advisory is the proactive side, and it is where the real decisions get made (it is also the part most firms skip).
If you want an accountant who plans with you instead of just filing for you, that is where we come in.
What's Included in RMI's Advisory Services
Corporate Tax Planning
We plan around your income, timing, and structure before year-end, so the tax bill is something you saw coming.
Owner compensation strategy
Salary, dividends, or a mix, set to fit your situation and adjusted as the business grows.
Cash flow forecasting and projections
Know you can make payroll and cover the tax bill, well before either one is due.
Business Valuations
For buying, selling, bringing on a partner, or knowing what you have built.
Financing strategy
The reporting and projections lenders and investors expect, ready before you walk in.
Financial and management reporting
Clear reports for you, and the disclosure banks and investors expect.
Who We Work With
Starting out
Set up your structure right
Running & Growing
Lower tax, keep more profit
Planning an exit
Protect the gain on a sale
Crossing the border?
Dual citizens and US/Canada businesses - planning and filing handled in one place.
What Does Tax Planning Actually Cover?
Done right, tax planning means the decisions get made before your year-end, while you still have options.
That can mean making the most of the small business tax rate, timing income and expenses, and choosing how you pay yourself. Once the plan is set, our corporate tax filing team carries it through.
When Banks, Investors, or Regulators Want More
As your business grows, the list of people who want a look at your numbers grows with it: lenders, investors, auditors, and sometimes regulators.
Each one expects your financial information presented and disclosed a certain way, and getting it wrong can stall a loan, a deal, or an audit.
We help you prepare reporting and disclosures that hold up to that scrutiny, so your financials open doors instead of slowing things down.
Why Business Owners Choose RMI
RMI LLP has been advising business owners in Calgary since 2011: a four-partner firm with a team of designated CPAs serving clients across Canada and the United States.
We get to know your business, not just your taxes. And if your situation crosses the US border, we can handle everything under one roof.
Frequently Asked Questions
What is the difference between tax planning and tax preparation?
Tax preparation files what already happened. Tax planning happens before your year-end, when you can still change the outcome by timing income, choosing how to pay yourself, and structuring decisions. Preparation reports the past; planning shapes it.
When should a business owner start tax planning?
Before your fiscal year-end, and ideally well before. Most decisions that lower a corporate tax bill have to be made while the year is still open. Once the books close, your options are mostly limited to what you already did.
Do I need advisory services if I already have a bookkeeper?
Bookkeeping records what happened. Advisory uses those records to make decisions: how to pay yourself, when to invest, how to plan for tax. They work together, and good books are what make good advice possible.
Can you help prepare financial statements for my bank or investors?
Yes. We prepare financial statements and reporting in the format banks, lenders, and investors expect, so your loan or pitch is not held up by how the numbers look. If you need an independent assurance opinion, we also offer review and compilation engagements.
How much do advisory services cost at RMI?
It depends on the scope, which is why we start with a free 30-minute consultation. We look at your situation first, then quote the work. No surprises, no obligation.
Can RMI help with tax planning if I have US or cross-border income?
Yes. RMI has a dedicated cross-border US/Canada tax team, so dual citizens and business owners with income on both sides of the border get planning and filing handled in one place rather than juggling two firms.
Is tax planning worth it for a small or early-stage business?
Often more than for an established one. The early structure decisions (how you incorporate, how you pay yourself, how you set up shares) are the hardest and most expensive to undo later. Getting them right early pays off for years.
Do you work with businesses outside Calgary?
Yes. RMI is based in Calgary and serves corporate and individual clients across Canada and the United States. Most advisory work happens by phone, video, and secure file sharing, so location is rarely a barrier.
Ready to Plan Instead of React?
The best time to talk to an advisor was at the start of your fiscal year. The second best time is now. Book a free 30-minute consultation and we will walk through where your business is, and where the planning opportunities are.